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Lifting for Beginners Learn to lift weights at home, without expensive equipment or gym fees. Get the firm body you always wanted. |
Once-a-Month
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Self-Help
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Gastric Bypass and Your Insurance, page 4
A 12-page report about gastric bypass and your health insurance
©2005 Jonni Good
Insurance Regulations
There are regulations in each state that require that all group policies include certain services – each state creates it’s own regulations, which means that policies sold in one state may include state-mandated services, while these same services are contract exclusions on policies sold by the same company in a neighboring state.
To make things even more complicated, if you work for a company with offices in more than one state, your insurance policy could be regulated by the laws in a state other than the one where you live. For instance, you could live in Oregon, but have a group policy that is regulated by the laws of Georgia. And some self-funded groups fall under completely different regulations.
In the 2003-2004 legislative session, the Louisiana legislature considered Senate Bills 409 and 660, which would have mandated the offering of optional insurance coverage for the treatment of morbid obesity. Neither bill made it to the floor of the legislature for a vote, because strong interest groups, including the NFIB, rallied to defeat the measures in committee. A similar bill was also defeated in Georgia.
Each time a state legislature requires employers to offer coverage for specific procedures, the cost of the premiums go up. This increases the cost to the employers who purchase the health insurance policies for their employees, and it reduces their profits. Businesses organize opposition to almost all legislative mandates for health insurance, and usually win.
At this time I am unaware of any state that requires group insurance policies to include coverage for gastric bypass surgery.
Next Page of Gastic Bypass and Your Insurance Report
New research shows that low-calorie diets can cause food obsessions and binge eating. They can even make sugar addiction worse. No wonder most people end up fatter than they started when they try to lose weight with a low-calorie diet.
The answer? The New Craving Control Diet.
Lose 3 to 5 pounds a week without surgery, starvation diets or dangerous appetite suppressant pills. Enjoy the satisfying, delicious diet that controls your appetite naturally, reduces food cravings, and helps burn fat faster.
Finally - Fitness Without Pain:
Have
you ever purchased exercise videos you couldn't use because the exercises
were too strenuous or caused you too much pain? If so, I found the perfect
fitness program for you.
It's called the "Runner's Yoga" program, but it's definitely not just for runners.
These specially-selected yoga exercises are easy to learn, and take only 30 minutes for a full workout. They firm up your muscles, give you greater flexibility, and help calm the mind so you can concentrate better during the day.
And all without any pain at all. In fact, it can even help reduce pain if you now suffer from injured knees or joints.
To learn more about this new fitness yoga program, click here.
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